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Loan Interest Rates

Interest Rate applicable on Loans & Advances with Effect From 01/01/2019
Sl.NOs Particulars Revised Interest Rate
1 Surety Loan 15.00
2 a) Gold Loan/Loan on Govt. Securities 11.00
3 Vehicle Loan 10.50
4 Business Term Loan
a) Small Scale Industries
b) Other than Industrial purposes
11.50
13.00
5 CCL & OD
a) Small Scale Industries
b) Other than Industrial purposes
11.50
13.00
6 Charitable Trust,Society & Educational Institutions
a) Overdraft
b) Term Loan
12.25
13.00
7 Commercial Building Purchase & Construction 13.00
8 a) House Construction and House Purchase
a) Upto Rs.30 lakhs
b) Above Rs.30 lakhs
b) Site Purchase and Renovation of House
a) Upto Rs.30 lakhs
b) Above Rs.30 lakhs
c) Higher Education
a) Upto Rs.20 lakhs
b) Above Rs.20 lakhs
10.00
11.00
12.00
13.00
11.00
12.00
9 d) Other Purpose
a) Upto Rs.50 lakhs
b) Above Rs.50 lakhs
13.50
14.00